Frequently Asked Questions

Representative 399.7% APR

Click on the question to see the answer.

What is home collected credit ? »

Home collected credit service provides small, short-term, unsecured cash loans - typically £50 to £500 through Local agents delivering the money direct to customers' homes with a call every week to collect repayments. The service is simple, convenient, flexible and transparent to you.

How much can I borrow ? »

For first time customers we are offering a cash loan of up to £500, dependent upon your personal circumstances. When you borrow money from valeloans.co.uk, you know exactly how much your repayments will be. So you can borrow money from us knowing that there will never be any unexpected extras.

Does it matter if I have CCJs, mortgage arrears or poor credit ? »

No, we look to help everyone, whatever your circumstances.

Are there any extra charges ? »

No, this is a fixed interest product, unlike some high street banks and credit card companies who charge for missed payments or overdraft facilities.

How can I apply ? »

Applying is easy, simply complete an online application. Alternatively, call us on 0845 467 4677

When do I start paying the money back ? »

You will start paying the money back 7 days after you receive your loan. You will be given a payment book where all your regular repayments are recorded - so you always know where you are with your account performance.

Why choose valeloans.co.uk ?»

We provide a friendly home collected credit service. Unlike banks and building societies in most cases, people do not ever meet a representative from their normal loan lender in person. With valeloans.co.uk repayments are collected in person face to face every week by your helpful local agent.

Also, a high street lender is unlikely to offer you a loan for very small amounts - our small loans start from just £50.

As a tenant, loan companies won't help me – will you ? »

If you're a non-homeowner or a tenant, loan companies that require security will not consider your application. Valeloans.co.uk can offer you an unsecured loan for tenants as well as other people who do not own their own homes. We are able to provide an unsecured loan for tenants in private, council and housing association properties, as well as people living in other circumstances.

valeloans.co.uk make it easy for you to get cash in your hand, just fill out the request to call form, or pick up the phone. You can even text us and we will phone you back.

  1. Phone: 0845 467 4677
  2. Mobile: 07835 803 026

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk